Welcome to Pham Insurance Services, LLC

Terms and Conditions
Effective Date: 02/04/2025

1. Introduction

Welcome to Pham Insurance Services, LLC ("Company," "we," "our," or "us"). By accessing or using our services, including receiving SMS communications, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with these terms, please do not engage with our services.

2. Consent for SMS Communication

By providing your consent to receive SMS communications, you acknowledge and agree to receive text messages from Pham Insurance Services, LLC at the phone number you provide. Information obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

3. Types of SMS Communications

If you have consented to receive text messages from Pham Insurance Services, LLC, you may receive messages related to the following:

• Appointment reminders
• Follow-up messages
• Billing inquiries

After you consent, we will send messages regarding appointments, follow-ups, or billing inquiries you have requested. Message and data rates may apply.

4. Message Frequency

Message frequency may vary depending on the type of communication. For example, you may receive up to four SMS messages per week related to your quotes or policy.

5. Potential Fees for SMS Messaging

Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

6. Opt-In Method

You may opt-in to receive SMS messages from Pham Insurance Services, LLC in the following ways:

• By messaging us first.

7. Opt-Out Method

You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.

8. Help

If you are experiencing any issues, you can reply with the keyword "HELP" to 281-265-4200. Or, you can get help directly from us at www.phaminsuranceservicesllc.com.

Additional Options: If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.

9. Standard Messaging Disclosures

• Message and data rates may apply.
• You can opt out at any time by texting "STOP."
• For assistance, text "HELP" or visit https://www.phaminsuranceservicesllc.com.
• Message frequency may vary.

10. Acceptance of Terms

By accessing or using the website of www.phaminsuranceservicesllc.com ("Company," "we," "our," or "us"), you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please do not use our website.

11. Services Provided

Our website provides information on home, auto, and life insurance products, facilitates insurance quotes, and connects users with licensed insurance agents. The information provided does not constitute financial, legal, or insurance advice.

12. Eligibility

To use this website, you must be at least 18 years old and reside in the United States. By using this site, you confirm that you meet these eligibility requirements.

13. No Guarantee of Coverage

Submission of information through our website does not guarantee coverage, approval, or specific policy terms. All insurance quotes and policies are subject to underwriting approval.

14. Compliance with FCC Regulations

By providing your contact information, you consent to receiving communications via phone, text, email, or other means from Pham Insurance Services, LLC and our partners. Communications may include marketing messages, which you can opt out of at any time. Our communications comply with the Telephone Consumer Protection Act (TCPA) and other applicable laws.

15. Privacy Policy

Your use of our website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

16. User Obligations

You agree not to:

• Use our website for fraudulent or unlawful purposes.
• Submit false or misleading information.
• Attempt to interfere with website functionality.

17. Contact Information

For questions regarding these Terms and Conditions, contact us at:

Pham Insurance Services, LLC
Email: loc@phaminsuranceservicesllc.com
Phone: 281-265-4200
Address: 7324 Southwest Freeway, Suite 117, Houston, TX 77074

Visit https://www.phaminsuranceservicesllc.com/privacy-policy for the Privacy Policy and https://www.phaminsuranceservicesllc.com/terms-and-conditions for the Terms and Conditions.